Siciliano Insurance & Financial Services
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Welcome to my Web site. This site offers you the opportunity to learn more about Siciliano Insurance & Financial Services, founded April 1,1978.

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Disclaimer

Terms and Conditions

THE FOLLOWING TERMS AND CONDITIONS GOVERN YOUR USE OF SICILIANO INSURANCE & FINANCIAL SERVICES' INTERNET WEB SITE http://WWW.Moneysal.com. YOUR USE OF OUR WEB SITE CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS.

Siciliano Insurance & Financial Services. This Web site presents information and content that is the property of Siciliano Insurance & Financial Services. When used in these Terms and Conditions, "we" and "our" mean Siciliano Insurance & Financial Services.

Ownership and Use of Content. All of the information and content on this Web site, including but not limited to all text, graphics, software applications, video and audio files and photos ("Content") is Siciliano Insurance & Financial Servicesí property, or the property of our suppliers, and is protected by copyright under both United States and foreign laws, unless otherwise indicated. You may make and use printouts of the Content for your personal, non-commercial use only, provided that the printouts retain all copyright, trademark and proprietary notices. The use of the Content on any other Web site or in a networked computer environment for any purpose, or any other republication or redistribution of the Content, including, without limitation, framing the Content within another Web site, is expressly prohibited without the prior written permission of Siciliano Insurance & Financial Services.

Security. For certain types of communications through this Web site, we require the use of encryption technologies provided for your protection and/or use by you of UserIDs and Passwords. You are responsible to protect your UserIDs and Passwords from disclosure to third parties and you are not permitted to avoid the use of required encryption technologies. While we provide those technologies and use other reasonable precautions to protect confidential information and provide suitable security, we do not guarantee or warrant that information transmitted through the Internet is secure, or that such transmissions will be free from delay, interruption, interception, or error.

NO WARRANTY. WE WILL MAKE EVERY REASONABLE EFFORT TO INCLUDE ACCURATE AND UP TO DATE CONTENT ON THIS WEB SITE. HOWEVER, ALL CONTENT ON THIS WEB SITE, OR ON ANY OTHER WEB SITE TO WHICH WE LINK, IS FURNISHED ON AN "AS IS" BASIS. WE MAKE NO WARRANTIES OF ANY KIND, EXPRESS, OR IMPLIED, REGARDING THE CONTENT OR THE FUNCTIONS OF THIS WEB SITE. TO THE EXTENT THAT THE LAW DOES NOT PERMIT THE DISCLAIMER OF WARRANTIES, ALL CONTENT ACCESSIBLE ON THIS WEB SITE, OR ANY OTHER WEB SITE TO WHICH WE LINK, IS WARRANTED ONLY TO THE MINIMUM AMOUNT LEGALLY REQUIRED.

Hyperlinks. From time to time, as a convenience for you, we may provide links to third party Web sites, or permit third parties to link to this Web site. Links to or from a third party site, whether provided by Siciliano Insurance & Financial Services or not, do not imply any affiliation between Siciliano Insurance & Financial Services and the site owner, or an endorsement of such third party sites. We are not responsible or liable for the accuracy or completeness of the content on any such third party sites. We may cancel any link at any time and will remove any link from this Web site upon request from the owner of the linked site. Such requests should be sent to www.Moneysal.com

Children. This Web site does not intend to market any Siciliano Insurance & Financial Services products or services to children. Siciliano Insurance & Financial Services does not knowingly gather, or solicit data, from children through this Web site for marketing purposes.

NO LIABILITY. IN USING THIS WEB SITE, YOU SPECIFICALLY AGREE THAT YOU WILL NOT HOLD SICILIANO INSURANCE & FINANCIAL SERVICES LIABLE TO YOU OR ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES OF ANY KIND ARISING OUT OF ANY USE BY YOU OF THIS WEB SITE (OR ANY OTHER LINKED WEB SITE), WHETHER THOSE DAMAGES ARE FINANCIAL IN NATURE OR RESULT FROM LOST, INCOMPLETE OR INTERRUPTED DATA OR TRANSACTIONS. THIS LIMITATION ON SICILIANO & INSURANCE FINANCIAL SERVICES LIABILITY MAY BE DIFFERENT IN CONNECTION WITH PARTICULAR PRODUCTS OR SERVICES THAT ARE OFFERED.

Availability. Not all of the products or services described on this Web site are available in all geographic areas of the United States. You may not be eligible for all of the described products or services and we reserve the right to determine the eligibility of any user for any product or service. The pages relating to each product or service provide additional information on the availability of each product or service and may contain terms governing eligibility.

Additional Terms. In connection with different products or services available on this Web site and other Siciliano Insurance & Financial Services Web sites, we have established additional or different terms and conditions. In many instances, our products or services involve sophisticated financial instruments or investments that are regulated by public authorities. As a result, the additional terms and conditions are very important to providing you a thorough understanding of the related products and services. These additional or different terms and conditions are available on the Web pages associated with the appropriate products or services. You are encouraged to review all of the terms and conditions relating to Siciliano Insurance & Financial Services products or services so that you fully understand their features. In the event of any conflict between the terms and conditions on this Web site and such additional terms and conditions, the additional terms and conditions shall govern and control.

Changes. The Content on this Web site, and these terms and conditions, are subject to change or updating by Siciliano Insurance & Financial Services at any time without prior notice. The changes may include superseding terms and conditions or specific notices. YOU SHOULD REVIEW THESE TERMS AND CONDITIONS FROM TIME TO TIME TO BE AWARE OF ANY CHANGES THAT ARE MADE. Your continuing use of this Web site constitutes your acceptance of any change or update, all of which shall become controlling when posted.

Additional Information. All information, other than personal information subject to Siciliano Insurance & Financial Services Internet Privacy Policy, submitted to Siciliano Insurance & Financial Services through this Web site or any related Siciliano Insurance & Financial Services Web site is the property of Siciliano Insurance & Financial Services. Siciliano Insurance & Financial Services shall be free to use any ideas, concepts, know-how or techniques that you may submit to Siciliano Insurance & Financial Services through this Web site to improve our services. We shall not be subject to any obligations of confidentiality regarding any submitted information except as specified as set forth in any additional terms and conditions relating to specific products or services, or as otherwise specifically agreed or required by law.

Governing Law. These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the State of Illinois, without giving effect to conflict of law principles thereof.

Siciliano Insurance & Financial Services
P. O. Box 748
Barrington, Illinois 60011
All rights reserved.